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Please remember that past performance is not a guide to future performance. The value of investments and the income from them can go down as well as up and investors may not get back any of the amount originally invested. Exchange rates may cause the value of overseas investments to rise or fall.
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Nothing in this communication constitutes a recommendation suitable or appropriate to a recipient´s individual circumstances or otherwise constitutes a personal recommendation. It is distributed solely for information purposes, it does not constitute an advertisement and is not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments in any jurisdiction. No representation or warranty, either expressed or implied, is provided in relation to the accuracy, completeness or reliability of the information contained herein, nor is it intended to be a complete statement or summary of the securities, markets or developments referred to in the communication.
Any opinions expressed in this communication are subject to change without notice and may differ or be contrary to opinions expressed by the author.
You should always bear in mind that:
•The value of investments may go down as well as up and you may not get back the amount invested.
•Past performance is not necessarily a guide to future performance.
•Rates of exchange may cause the value of investments to go down or up.
•Tax concessions are not guaranteed and may change. Their value will depend on your personal circumstances.
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